Many people want to find new ways to make extra money to help pay the bills and increase their annual earnings. If you already have a full-time job, trying to manage another part-time job can be very difficult especially if you have to travel far get to it after leaving your regular job.
We always seem to be saving for something, whether it be for a holiday, next Christmas or maybe even for a house deposit. But, when you are saving money, it can be easy to get obsessed with not wasting a penny. Yet spending is something that can’t always be avoided, there are always celebrations and other essential buys on the horizon. The key is to be clever with this spending and you’ll still be able to save at the same time.
Although setting aside savings for a rainy day is always a good idea, it can sometimes be difficult to justify splashing the cash on a new holiday or designer pair of shoes. That doesn’t, however, mean that you can’t start saving up today to buy the item of your dreams – after all, we all deserve a treat once in a while! To give you a helping hand, we’ve put together some top tips for saving.
Getting into debt is often inevitable, especially in today’s day and age where the cost of living is constantly on the rise, but wages are not following suit. Although certain amounts of debt can be easily manageable depending on the type of income that you are receiving and your other monthly expenses, getting into too much debt can have a lot of adverse effects on your life. Although there are ways to regain control over your debt, this can often be difficult.
As more and more residents within the UK turn to food banks to get through the month; it is startling to see just how much households spend annually on utilities including Food and Drink, Housing, Health and Transport.
With recent statistics stating that the average UK resident earns £35k a year; just how much are we spending? You may be startled by the amount.
There is no greater example of aid for incessant and rich courage than Greece at this given moment in time. The tragic yet comedic double U-turn this month has since unravelled into a theater of absurdity. Greece’s Prime Minister Alexis Tsipras publicly stated “We don’t believe in the measures that were imposed on us” which provided clarity that Tsipras indeed supported the deal merely out of despair to avoid fiscal collapse.
We are slowly approaching the end of January and many of us are really feeling the financial strain, especially getting over the Christmas period and all the money spent in the sales. This can result in many people applying for payday loans. But what are payday loans?