Although setting aside savings for a rainy day is always a good idea, it can sometimes be difficult to justify splashing the cash on a new holiday or designer pair of shoes. That doesn’t, however, mean that you can’t start saving up today to buy the item of your dreams – after all, we all deserve a treat once in a while! To give you a helping hand, we’ve put together some top tips for saving.
Getting into debt is often inevitable, especially in today’s day and age where the cost of living is constantly on the rise, but wages are not following suit. Although certain amounts of debt can be easily manageable depending on the type of income that you are receiving and your other monthly expenses, getting into too much debt can have a lot of adverse effects on your life. Although there are ways to regain control over your debt, this can often be difficult.
As more and more residents within the UK turn to food banks to get through the month; it is startling to see just how much households spend annually on utilities including Food and Drink, Housing, Health and Transport.
With recent statistics stating that the average UK resident earns £35k a year; just how much are we spending? You may be startled by the amount.
There is no greater example of aid for incessant and rich courage than Greece at this given moment in time. The tragic yet comedic double U-turn this month has since unravelled into a theater of absurdity. Greece’s Prime Minister Alexis Tsipras publicly stated “We don’t believe in the measures that were imposed on us” which provided clarity that Tsipras indeed supported the deal merely out of despair to avoid fiscal collapse.
We are slowly approaching the end of January and many of us are really feeling the financial strain, especially getting over the Christmas period and all the money spent in the sales. This can result in many people applying for payday loans. But what are payday loans?
In the UK, it’s officially summer (well some days it feels like this). The schools six weeks holidays are fast approaching and there are many outdoor festivals taking place all over the world, so it is the time for people to start jet setting.
Before going on holiday, there are so many things you need to ensure you prepare, from packing your suntan lotions to ensuring you have a sufficient amount of clothing for all occasions. However, typically sorting out finance can be an afterthought for many, resulting in you getting less for your money when you buy foreign currency.
In these financially austere times there are few of us that aren’t worried in some way about our finances and how far our pounds do (or don’t) go. One thing that can really give extra cause for concern is the fear of losing your home, and this can happen for many different reasons. The two most common are being evicted as a sitting tenant or having your own property repossessed.
If you are someone who is facing either of those situations then you do not have to struggle through alone. It is important that you know you do have a course of action to take and that there are people and organisations out there who can help you in your time of need.